How will my credit record be affected by mortgage arrears?
Repossession proceedings will be permanently recorded on the Mortgage Possessions Register, and will appear on your credit file for a period of 6 years. Late or missed payments will also appear on your credit file. Entries on your file may affect your ability to obtain further credit as most lenders check these files to help them decide whether or not to grant credit. You can obtain a copy of your credit file by contacting one of the credit reference bureaux direct. There is a small fee For more information about your credit file click on any of the links below. www.uk.experian.com www.equifax.co.uk www.callcredit.co.
