How will Lincoln Financials participation in the Capital Purchase Program affect policyowners?
Lincoln Financial does not expect the features or obligations of policyowner contracts to be altered by participation in the Capital Purchase Program. The implementation of our capital plan allows us to immediately increase our capital reserves in our insurance subsidiaries, which increases protection for policyowners. In addition, we have received supportive responses from the independent ratings agencies, which routinely assess the claims-paying ability of insurance companies. We are confident that our actions are the right actions for the long-term stability of our company.
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