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How will I be reimbursed for fees charged by the ATM network when using my Online Payment Account ATM Debit Card?

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HSBC Direct won’t charge you any fees at an HSBC ATM, but if you use a non-HSBC ATM you could be charged a fee by the owner of the ATM. While we can’t help you avoid this, if you withdraw money from your Online Payment Account we’ll fully reimburse your account up to three U.S. non-HSBC ATM surcharge/convenience fees per month. The full amount of the fees, based upon the date HSBC posts the fee to your account, will be credited to your Online Payment Account on the first business day of the following calendar month.

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