How will HIPAA help people with pre-existing conditions?
Some companies have a pre-existing condition exclusion period* for new employees and their covered dependents. During this exclusion period, certain health benefits are not provided for pre-existing conditions. HIPAA generally limits the time of the exclusion period to no longer than 12 months (18 months for late enrollees).
Some companies have a pre-existing condition exclusion period* for new employees and their covered dependents. During this exclusion period, certain health benefits are not provided for pre-existing conditions. HIPAA generally limits the time of the exclusion period to no longer than 12 months (18 months for late enrollees). Also, if you previously had health insurance coverage, the exclusion period may be reduced or waived.
