How will going back to work affect my Supplemental Security Income?
Regardless of how much you plan to earn, you must notify Social Security if you return to work. Under SSI’s Work Incentive rules, $85 of your gross monthly earnings is exempt, but your benefit is reduced by $1 for every $2 that you earn over $85. If you currently get $870 a month from SSI (the 2009 California amount for a single self-supporting individual), and you earn $285 at a part-time job, you will end up with $770 from SSI plus the $285 in earnings from the job ($1,155 total). The SSI portion is figured by taking your earnings ($285) and subtracting the $85 exemption. This leaves $200. Since the benefit is reduced by $1 for every $2 you earn over the exemption, the $200 is reduced to $100, which is deducted from your monthly SSI check.
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- How will going back to work affect my Supplemental Security Income?