How will AHPs help small business?
AHPs could save small businesses an estimated 15 to 30 percent compared with the cost of purchasing coverage directly from an insurance company. AHPs could also help many small employers who are now struggling to offer coverage to increase health benefits and/or pay a higher share of workers’ premiums. Additionally, AHP legislation would minimize the disadvantage that small businesses face in attracting and retaining quality employees. Due to the uniformity across state lines and group buying power, large companies are currently able to offer health-benefit packages that are more generous and affordable than those offered by small businesses. AHPs would rectify this inequity.
