How will a designation of floodplain affect land usage for the average homeowner or business owner who owns the floodplain area?
Answer #5: The hard answer is that anyone who builds in the floodplain must expect the area to flood. They must also expect the property damage that flooding brings. The floodplain exists for a purpose and we need to be aware of the risks involved when placing or buying structures in the way of potential floods. Also, bringing in soil to fill in a flood plain will elevate the high water mark of the flood plain. This puts property that was previously above the floodplain in the path of future floods, causing flood damage to unsuspecting property owners.
