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How will a bank know how to create a substitute check that conforms to the requirements of the Act?

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How will a bank know how to create a substitute check that conforms to the requirements of the Act?

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An ANS standard has been developed for substitute checks, known as X9.90 – Specifications for an Image Replacement Document (IRD). This standard describes exactly where on the substitute check all the required information must be placed. It can be obtained through X9 or ANSI.

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