How widely do grading opinions vary among experts?
A. Discrepancies in grading of 1–2 points in MS 60 and PF 60 and better coins are not uncommon. In circulated grades, a variance of one to two grades (i.e. VF 35, XF 40, XF 45) also would not be uncommon. Discrepancies depend largely on how well-trained the examining experts are in the area that pertains to a particular coin.