How to use personal monthly budget planner?
1. Enter you Starting Balance in to the correct cell of the workbook. Starting balance of the month is usually a closing balance of the previous month. 2. Allocate your budgeted expenses by entering your expenses in appropriate categories of the workbook. 3. At last, enter your actual expenses in all appropriate categories of the workbook. Once all of the above steps is done than you may need to compare your budgeted expenses against your actual to find all of the categories that do have a negative balance. The rest is up to you now! You can also read my article about Creating your first personal budget in excel.