How to file a property insurance claim?
How to file a property insurance claim A brief overview A homeowners insurance policy is a contract between you and your insurance company. You should understand the policy before a loss occurs. Review your policy with your insurance representative so you’ll know what’s covered. FILING YOUR CLAIM 1.Report any burglary or theft to police. 2.Phone your agent or company immediately. (Insurance policies place a time limit on filing claims.) Ask questions: Am I covered? Does my claim exceed my deductible? (Your deductible is the amount of loss you agree to pay yourself when you buy a policy.) How long will it take to process my claim? Will I need to obtain estimates for repairs to structural damage? 3.Make temporary repairs and take other steps to protect your property from further damage. Save receipts for what you spend and submit them to your insurance company for reimbursement. 4.Prepare a list of lost or damaged articles. 5.Save receipts from any additional living expenses you incur if
