How To Erase Bad Credit Permanently?
You will need to contact any of the three affected major credit reporting agencies – Experian, Equifax, and/or TransUnion – with a copy of your credit report and your proof that the information provided to the agency is inaccurate. The credit reporting agency has thirty days to investigate your claim. The credit reporting agency will contact the creditor who will be required to review its file in light of the evidence you have provided. If the creditor finds that its information is inaccurate, it is required to report its findings back to the credit reporting agency. This is how to make creditors erase bad credit and erase bad credit legally. The credit reporting agency will then delete the negative history permanently. Additionally, if the creditor does not report back to the credit reporting agency in a timely fashion, the negative history will be deleted legally and permanently without benefit of the creditor’s review. Use a Statement of Dispute Another way to diminish the effects o