How to continue coverage in an FEHB Plan?
Temporary Continuation of Coverage (TCC) allows former employees to continue their healthcare coverage for up to 18 months and eligible family members to continue their healthcare coverage for up to 36 months. Members enrolling in TCC are responsible for both the employee and employer share of the premium, plus an additional 2% administrative fee. TCC is available to: • Employees and/or their eligible family members when the employee separates from Federal service, except an involuntary separation due to gross misconduct • A change in circumstance that causes an individual to become ineligible to be considered a dependent (e.g., divorce or annulment from employee, unmarried children who reach 22, or children under 22 who marry) Spouse Equity allows certain former spouses of civil service employees, former employees and annuitants to continue coverage. Unlike TCC, there is no time limit on the length of enrollment. Coverage remains in effect as long as the former spouse is eligible. For
