How to Avail Cheap Car Insurance for College Students?
Driving Record Every student should focus on maintaining a good driving record and should avoid accidents and driving violations. In other words, students should try making up for the lack of driving experience by focusing on current performance. Maintain Good Grades Students, who desire cheap car insurance, should try and maintain good grades since they are a reflection of the willingness of the college graduates to assume responsibility for their life. Willingness to assume responsibility translates to low risk which in turn lowers the insurance premium. Insurance Status It has been observed that paying the premium in installments will result in a higher annual premium. This is because insurance companies levy up to 21% surcharge for allowing students the benefit of paying in installments. Hence, as far as possible students should pay the premium in one go. Building Credit Scores Every student should try and build his/her credit scores or credit history since good credit scores are i