How soon can a home be refinance if just purchase?
If the rates have gone down enough to make it worth your while, then anytime. (Read your note to make sure you do not have a pre-payemnt penalty clause) Remember all those closing costs you paid will have to be paid again so most people don’t want to use up their equity by refinancing too soon after a purchase. Really sit down and compare what you have just paid with what you will have to pay again and look at what the savings will be to decide if it is really worth it.
