How safe driving equates to car insurance savings?
Failing to drive safely can see you harshly punished by a car insurance provider. For example, one insurer in the UK will increase premiums by a whopping 74 per cent if you commit two or more speeding offenses. Its not just driving convictions that can prove costly. Just a regular accident can wipe out a no-claims bonus and significantly increase your car insurance premiums. Several providers now offer no-claims discounts that stretch to around 70 per cent – so imagine the increase if that bonus is suddenly wiped out. If you are to blame for a car accident or you receive a driving conviction, it is still possible to save on your car insurance. The key is to shop around with a comparison website rather than simply accepting your insurers renewal and assuming there are no better deals available to you because of your driving record. Never assume – there may well be a host of providers willing to offer you a more competitive deal, so shop around. Also take other steps to reduce your risk