How Often Can I Get a Free Credit Report?
The frequency at which you can obtain a free credit report will depend on how and why you are requesting it. In the United States, you can request a free credit report from each of the national credit reporting agencies, at least once per year. You may also request a free credit report each time you are denied credit because of your credit history. In the U.S., you may get one credit report each year, from each national credit-reporting bureau, without spending a dime. Upon your request, TransUnion, Equifax, and Experian must each provide you with one free credit report every 12 months. You may request a free credit report online, over the phone, or by mail. You could request a free credit report from each credit bureau at the same time. However, it may be advantageous to spread your requests out, obtaining a different credit report every few months. In doing so, you may find it easier to stay abreast of changes in your credit file. If you are denied credit, you have the right to recei
