How often can I file a chapter 7 bankruptcy or a chapter 13 bankruptcy?
Answer An individual may file a chapter 7 bankruptcy or a chapter 13 bankruptcy one time every 8 years. However, you may file a chapter 13 bankruptcy and then before the 8 year period has expired file a chapter 7 bankruptcy. This is typical for people who file a chapter 13 bankruptcy but then later decide that they cannot make the required monthly payment they then are allowed to file a chapter 7 bankruptcy.
