How much would a personal health insurance policy cost for a family of 5?
A lot depends on the age of the family members, the health history, the exact zip code of residence, etc. but one thing that is certain in almost every state is that the cost of an individual health insurance plan will cost about half of the cost of a similar group plan through an employer. The reason that individual plans are so much cheaper than group employer plans is that with individual plans one must be somewhat healthy in order to be accepted onto the plan while everyone is accepted on to a group plan. To get an exact cost then be sure and shop around and compare quotes from reputable companies like United Healthcare, Aetna, Humana, Blue Cross, etc.
