How much will my own no-fault auto insurance policy cover, if the accident occurred outside of Michigan?
Michigan law requires insurance companies issuing no-fault auto policies to Michigan drivers to provide “residual liability insurance” to cover any gap between the amount of coverage required in this state and the amount required in another state. In short, your insurance company must provide additional no-fault coverage, if you are involved in an accident in a state that has a higher minimum requirement than Michigan. Will my own Michigan auto insurance policy cover damage to a rental car? Maybe. If your own auto insurance policy includes property damage coverage, you would have coverage to repair or replace a rented vehicle, up to the limits stated in your policy. However, many Michigan residents who own older cars decide to save money, by carrying no property damage coverage for their own vehicles. If you are in this situation, it would be wise to get additional insurance to cover the costs of damage to a newer, more valuable rental car. If I am hurt in an out-of-state auto accident
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