How much will be reimbursed?
Dr. Singer’s services will be reimbursed by your health insurance company at the “out-of-network physician” rate. Here is an example of what you might expect from your insurance reimbursement. For using out-of-network physician services, usually your insurer will reimburse you 60-70% of the allowable charges** compared to using in-network physician services where you would be reimbursed 70-80% of the allowable charges. For example, if Dr. Singer charged you $120, the insurance company might allow $100 and then reimburse you $60-70 for Dr. Singer’s services because he is an “out-of-network” physician. They would reimburse you $70-80 for the same services for an “in-network” physician. Your reimbursement also depends on having satisfied your insurer’s deductible for the year. In-network and out-of-network deductibles are not always the same, check your policy. The deductible is the amount you have to pay out of pocket before the insurance company starts to kick in their portion. Most ded
