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How much Short-Term Disability, Long-Term Disability, Life or Accidental Death & Dismemberment insurance do I need?

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How much Short-Term Disability, Long-Term Disability, Life or Accidental Death & Dismemberment insurance do I need?

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The answers to that question are as different as you are from anyone else. They depend on your family situation, how much insurance you may already have, your income and assets, and your goals. Typically, people consider Short-Term Disability and Long-Term Disability insurance in terms of the percentage of their regular income that is replaced if they are disabled. People often consider Life and Accidental Death & Dismemberment insurance in the dollar amounts of financial security they would provide their families when they are gone. The quick and easy-to-use It’s My Choice calculator asks you several questions about you and your financial protection needs, and gives you an in-depth illustration of coverage options, average costs and details on insurance for your unique needs.

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The answers to that question are as different as you are from anyone else. They depend on your family situation, how much insurance you may already have, your income and assets, and your goals. Typically, people consider Short-Term Disability and Long-Term Disability insurance in terms of the percentage of their regular income that is replaced if they are disabled. People often consider Life and Accidental Death & Dismemberment insurance in the dollar amounts of financial security they would provide their families when they are gone.

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