How much of the members pay can an applicant receive each month? What if there are other allotments in place?
The Consumer Credit Protection Act, 15 U.S.C. 1673, establishes the maximum amounts that may be withheld from individual’s pay for garnishments or other legal process to satisfy commercial debts. This amount is 25 percent of the individual’s disposable pay. Disposable pay is the gross pay minus certain authorized deductions such as income tax withholding or debts owed to the government. If the member already has other involuntary allotments in place, applicants may have to wait until that debt is paid prior to receiving any money for their application. Also, if deductions are being made to satisfy child support obligations, it is possible there will be no funds available to satisfy commercial debts for many years to come. In this case, DFAS will notify all applicants of the status. • What is the Soldiers’ and Sailors’ Civil Relief Act of 1940 (SSCRA)? How does it affect an application for involuntary allotment? The SSCRA is a federal law which applies at all times, not just when we are
