How much of the exterior of my property is covered by homeowners insurance–fencing, driveway, etc.?
Homeowners insurance covers a lot more than just your house. A standard homeowners insurance policy provides broad protection for personal property and other structures located in and around your home. Several different types of coverage are included in every standard homeowners insurance policy (HO-1, HO-2, and HO-3–the three standard policy types available for most homes). Coverage A is strictly for the physical structure of your home, including additions permanently attached to the structure (such as an attached garage). Coverage B insures other structures on the premises, including detached garages, fences, swimming pools, driveways, and sidewalks. The limit on this coverage is typically 10 percent of the Coverage A amount. Coverage C insures your personal property, including all of your household possessions and other items such as awnings, outdoor antennas, and carpeting. The limit on Coverage C protection is typically 50 percent of the Coverage A amount. Additionally, all stand
Related Questions
- In the event that my automobile was broken into and personal property was stolen, what would be covered under my homeowners policy?
- How much of the exterior of my property is covered by homeowners insurance--fencing, driveway, etc.?
- How much of the exterior of my property is covered by homeowners insurance—fencing, driveway, etc.?
