HOW MUCH MONEY WILL I RECEIVE IF I QUALIFY FOR SOCIAL SECURITY DISABILITY INSURANCE BENEFITS?
For Social Security disability insurance benefits (“DIB”), there is a five-month waiting period; therefore, your back benefits will actually begin with the sixth month after the onset of your disability. But you can only be paid for up to 12 months prior to your application for benefits (that is, 17 months – the 5 month waiting period). The amount of your monthly benefit depends on what is called your Primary Insurance Amount (“PIA”), which, just like for your retirement benefits, depends on how much money you earned when you were working.
