How much military service is required to qualify for a VA loan?
Answer The VA has pages of material attempting to answer that question, but generally speaking, you need to have served on active duty for at least 90 days during wartime or 181 days during peacetime. If, however, you entered the service after 1980, the minimum requirement is 2 full years of active duty. Members of the Reserves and National Guard become eligible after 6 years of service. The other major consideration is that you were not dishonorably discharged.
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