How much may be contributed to an HSA in 2009?
The annual contribution limit is $3,000 for individuals and $5,950 for families regardless of your deductible. For example, if your family deductible is $4,000 you may still contribute $5,800 in your HSA tax free. There is no pro-rating for your HSA contributions, which means you may contribute the maximum allowed anytime during the year.