How much is the cost of giving birth in umc without insurance?
No idea what UMC means, but here in Houston, it depends on the type of birth you have. A homebirth with a licensed midwife, including all prenatal care and testing, is about $2500. A birth in a birthing center with a licensed midwife, including all prenatal care and testing, is about $4,000. A hospital birth that doesn’t turn into a c section (about 40% of hospital births ARE c sections), without anesthesia, is $7,000. Anesthesia is $900 if you pay in advance. A C section in a hospital, is about $15,000, assuming nothing ELSE goes wrong, but most c sections have SOMETHING go wrong – even if it’s minor.
The biggest factors affecting the cost of a birth are: whether it is vaginal or Cesarean; whether there are complications; and the length of the hospital stay. Geographical location also plays a part; baby delivery is most expensive in the Northeast and on the West coast and least expensive in the south. For patients not covered by health insurance, the typical cost of a vaginal delivery without complications ranges from about $9,000 to $17,000 or more, depending on geographic location and whether there is a discount for uninsured patients. The typical cost for a C-section without complications or a vaginal delivery with complications ranges from about $14,000 to $25,000 or more.
