How much does it cost to file under Chapter 7?
The filing fee is $299.00 for either a single or joint case. If a debtor is unable to pay the filing fee when the case is filed, it may be paid in installments, with the final installment due within 120 days. The period for payment may later be extended to 180 days by the court if a valid reason exists for doing so. The entire amount of the filing fee must ultimately be paid, however, or the case will be dismissed and the debtor’s debts will not be discharged. The fee charged by the debtor’s attorney for handling the Chapter 7 case is in addition to the filing fee. Additional fees and costs may be charged for obtaining credit reports, pre-filing bankruptcy debtor education course, and post filing debtor financial education course.
