How much contents coverage is adequate?
Coverage for your contents (personal property) is provided at a percentage of your dwelling amount. This generally ranges between 50% and 75% of your dwelling coverage. There are special limitations on certain personal property items such as jewelry, furs, watches, guns and silverware. Please check these limitations on your policy and be sure the amount is adequate in case of a loss. If not, a Personal Articles Schedule can provide broader coverage for specified items at an additional premium. Ask us for a quote!