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How much can I borrow through the Federal Direct Unsubsidized Stafford Loan Program?

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How much can I borrow through the Federal Direct Unsubsidized Stafford Loan Program?

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Dependent undergraduate students may borrow the following amounts, less Subsidized Stafford amounts already received: first-year students, $5,500; second-year students, $6,500; third-year to fifth-year students $7,500; up to a $31,000 aggregate total. Independent undergraduate students may borrow the following amounts, less amounts already received through Federal Subsidized Stafford Loans: first-year students, $9,500; second-year students, $10,500; third-year to fifth-year students, $12,500; up to a $57,000 aggregate total.

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To see limits for both Federal Direct Subsidized and Unsubsidized Loans, consult our loans page.

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