How much can I borrow through the Federal Direct Subsidized Stafford Loan Program?
Undergraduate students may borrow the following amounts: first-year students may borrow up to $3,500 per year, second-year students up to $4,500, and third to fifth year students up to $5,500. The cumulative total that undergraduate students may borrow is $23,000. Graduate students may borrow $8,500 a year up to a $65,500 cumulative total, minus what they borrowed as undergraduates.