How many negative credit entries does it take to be denied credit?
A. One small late pay listing may result in credit denials. Any negative credit whatsoever can lead to a substantial credit obstacle. There are also several factors that will play into the decision of the lender. How long have you been with your current employer? What is your debt to income ratio? The exact criteria used for granting or denying credit varies from lender to lender, but any negative/bad credit remark on your credit report may be enough to deny you credit. Back to Top Sign Up Now!