How long will Bank of America Home Loans offer this program?
We have expanded the program until December 31, 2012, six months longer than the original program date. When will the program start or go into effect? The NHRP program is already in effect, but we are expanding the program and that will launch in approximately 60 days. Additional information may be found on the Web at www.bankofamerica.com/homeloanhelp. How do I apply? Let’s look at your financial information and determine if you qualify for programs we have available today. (HRD – Follow your normal procedures.) How do I know if I have a subprime loan, Pay‐Option ARM loan or a prime two‐year hybrid adjustable rate mortgage? If you are not sure what type of loan you have with Bank of America Home Loans, let us know and we can provide you with that information. (Follow your normal procedures to determine loan type.) My loan is in a trial modification today, how do I qualify for principal reduction? The program enhancements will not be implemented for about 60 days. The HAMP rules state
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