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How long until my credit gets back to the point where I might hope to get a regular credit card, auto loan or mortgage?

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How long until my credit gets back to the point where I might hope to get a regular credit card, auto loan or mortgage?

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A. Rebuilding credit depends on how aggressively you try to get back on track, but don’t figure less than 1-3 years for a loan after bankruptcy with terms close to those available to someone who never filed bankruptcy. Remember, you can always get a secured credit card or a mortgage with a low loan to value (LTV) and high interest rate, sometimes even still in the middle of a bankruptcy. For more information read articles on bad credit loans or apply online with lenders who welcome loans for people with bankruptcy history.

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