How long till I can use my debit card?
Depends…. It depends on how fast your bank posts the credit to your account. If you go early in the morning, chances are that it will get posted that very same day but most banks take about 24 hrs to post new funds into an account. Ask them when you deposit the money how long it will take. Sometimes if you need it quickly for a good reason, they’ll post it right away instead of sending the deposit order to another department to be posted… GOOD LUCK !!!
You sound like you are desperate for money. The bank does not like a person who keeps running their account to zero. Do not write any checks when your balance is low. If you write a check and it clears before you put more money into your account, it will bounce and the returned check charge will be deducted from your account. What items are you purchasing with your debit card? Go on line to your account and you will see that normal time lapse before the money is credit to your account.