How long must COBRA continuation coverage be available to a qualified beneficiary?
Up to 18 months for covered employees, as well as their spouses and their dependents, when workers otherwise would lose coverage because of a termination or reduction of hours. Up to 29 months is available to employees who are determined to have been disabled at any time during the first 60 days of COBRA coverage and applies as well to the disabled employee’s non-disabled qualified beneficiaries. Up to 36 months for spouses and dependents facing a loss of employer-provided coverage due to an employee’s death, a divorce or legal separation, or certain other “qualifying events”.
Up to 18 months for covered employees, as well as their spouses and their dependents, when workers otherwise would lose coverage because of a termination or reduction of hours. Up to 29 months is available to employees who are determined to have been disabled at any time during the first 60 days of COBRA coverage and applies as well to the disabled employee’s nondisabled qualified beneficiaries. Up to 36 months for spouses and dependents facing a loss of employer-provided coverage due to an employee’s death, a divorce or legal separation, or certain other “qualifying events”.
