How long does title insurance coverage last?
The lender s policy of title insurance lasts until the mortgage is paid in full. The owner s policy of title insurance lasts for as long as the homeowner or their heirs retain an interest in the property. Unlike other types of insurance, a title policy never goes out of effect. Even though the insured sells the property and goes out of title, the policy insuring him still is in effect via the deed he conveys the property with.
