How long does the typical credit card debt settlement process take?
Done correctly where the best offer is obtained the process can and should take anywhere from three to nine months. If someone wanted to expedite the situation it realistically is accomplished in three months. Someone wanting to stretch things out could have the process extended to over a year. This process gets involved and usually has a bankruptcy filling and then canceling the filling. This is not a strategy we are looking to work out for someone. Our goal is to achieve a resolution in a time efficient honest manner.