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How long does negative information remain in my credit report?

April 26, 2017credit report negative remain

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How long does negative information remain in my credit report?

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Only the passage of time can remove negative information from your credit report. Those reporting periods are: 10 years for a Chapter 7 bankruptcy and 7 years for all other items. Inquiries, which is a listing of companies that have reviewed your report, remain on file for two years.