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How long does it take to transfer money between my ING DIRECT account and my linked checking account?

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Electronic transfers between ING DIRECT and other banks are FREE and generally take 2 banking business days. Add an extra day for Federal holidays. Like most banks, when we electronically transfer money with another bank, the money goes through a secure network called the Automated Clearing House (ACH) system. Basically, we pull our transfer requests together each day and send them off to the ACH. That system then pulls together all the daily files they receive from thousands of banks and routes the transfer to the appropriate receiving bank account and then the transfer occurs. View a brief demo to learn more about how these transfers work.

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Electronic transfers between ING DIRECT and other banks are FREE and generally take 2 bank business days. Add an extra day for Federal holidays.

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