How long does it take to rebuild credit?
Over 90% of credit scores are based on the last 24-months of activity so the best thing you can do is use your credit cards every month for every day things, never exceed 30% of your credit limit in any given month and pay them off in full before the due dates. You can also take out a small loan at your bank of at least $1,500.00 for 12-months and pay it back as agreed. You should be able to raise your score well over 150-points in about a year by doing this.
