How long does it take for direct deposit to take effect?
Whether you are registering for direct deposit or changing your existing account information, it will take approximately 5 business days between the date your account information is received and the date that your benefits can be electronically sent to your checking account. If you already have a Direct Payment Card, your weekly benefits will be transferred to your card during this time. Once direct deposit has been established, benefits will be deposited to your checking account usually within three business days after you claim your weekly benefits. It is your responsibility to verify receipt of unemployment benefits with your financial institution before writing checks against that fund.
There is a nine (9) calendar day account verification period between the day you sign up for direct deposit and the day that your benefits can be electronically sent to your bank. This time period is used to confirm your account information and the transit/routing number of your financial institution. If you are eligible for benefits in the period before your direct deposit is established, a benefit check(s) will be sent to you by mail to prevent payment delays.