How long does information stay on credit reports?
Generally speaking, information can remain on your credit report for seven years from the date of last activity. Some exceptions apply: bankruptcies may be reported for 10 years; criminal convictions can be reported without a time limitation; information reported for a job application with a salary exceeding $75,000 has no time limit, nor does information on an application for more than $150,000 worth of credit or life insurance; and information about a lawsuit or unpaid judgment can be reported for seven years or until the statute of limitations expires, whichever is longer.
