How long does an insurance claim for personal injuries take?
The time required to settle your claim with I.C.B.C./the insurance company or its lawyers will depend on the type of injuries you have suffered, the length of time it takes for you to recover from those injuries – if in fact you do obtain full recovery – and the impact of those injuries upon your life, both work and play. No claim should be settled until the medical personnel involved have provided your lawyer with a clear assessment of what the future holds with your injuries. In cases where the injuries are not serious, and you have made a quick recovery, your claim should be settled within six months or so of the accident date. However, if your injuries are more serious and if you are at risk of having permanent disability from those injuries, a good rule of thumb is 24 months or so from the date of the accident to the date of settlement (or trial if that is required). This is one question which you should discuss with your lawyer at the first office consultation.