How long does an accident surcharge stay on my auto policy?
An accident surcharge stays on your auto policy for 39 months from the date of the accident. If your 39 month date falls within a policy term, the surcharge will be removed upon renewal. You may get a surcharge if you are at fault and there is bodily injury or the total damages to property (including your vehicle) is over $1,000. /back to F.A.Q.