How long does a fraud alert stay on my credit file?
A. The statement remains on your file for a period of 6 years from the date reported. The statement requests that creditors viewing your complete report contact you before making a decision to extend credit based on the information in your credit report. The protective statement is applied to your credit file and a copy of your report will be mailed to you upon receipt of proper identification. Please contact the Fraud Victim Assistance Department at 1-877-525-3823 or for Quebec residents, please call 1-877-713-3393 to add a fraud protective statement to your credit report.