How Long Does a DUI Affect Car Insurance Rates?
Posted in Auto Insurance September 15th, 2009 Driving under the influence is a foolish and selfish choice to make. Regardless of whether or not you are caught, you are not only putting your own life on the line, but may ultimately harm an innocent party. The penalties for receiving a DUI are severe and will ultimately raise the cost of your car insurance. That spike in cost will be felt during your license renewal period when your insurance company will research your motor vehicle record for any listing of serious offenses.How long the DUI will be a blemish on your record is determined by the state in which you reside.Duration of a DUI Generally, a DUI will affect your car insurance rate for 3-10 years, but that of course is determined by the local laws. For example in California, a DUI will remain on your record for 7 years and if you fail to show up in court and accept responsibility, it can linger for a total of 10 years. In New Jersey, where a DUI is called a DWI (driving while int
