How long does a civil judgement stay on your credit report?
Here is a summary of the Act sections that apply and an important bit of advice to handle this problem: http://forum.freeadvice.com/archive/index.php/t-32998.html Here is a detailed explanation of different senarios that you might be encountering. “If you pay, your credit won’t be as damaged as if you don’t pay. If you paid, but the judgment still shows up on your credit report, mail the credit agency a copy of the “Acknowledgment of Satisfaction of Judgment”.”: http://www.scselfservice.org/small/pandd/aftertxt.htm and this is a fantastic tutorial on how to read a credit report, with common credit reporting agencies: http://www.accuratecredit.com/html/tutorial-equifax.html also you should be aware of the internet civil judgment regis