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How long can the bank place a hold on government checks (e.g., social security and treasury checks)?

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How long can the bank place a hold on government checks (e.g., social security and treasury checks)?

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Generally, a national bank will make funds deposited into an account by a government check available for withdrawal not later than the business day after the banking day on which the funds are deposited into an account held by the payee of the check and in person to an employee of the bank.

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